Save money on your homeowner’s insurance and avoid delays during the closing process with these specialized inspections. Insurance inspections focus on particular components of your home and provide documentation that enable you to secure insurance coverage or reduce your premiums. Bill Doyle Home Inspections Inc. offers the following insurance inspection services:
Four-Point Insurance Inspection
If your home is more than 20 years old, your insurance company may require a four-point insurance inspection before you obtain or renew your homeowner’s insurance. This visual inspection focuses on four major components of your home- the roof, electrical, plumbing and HVAC systems. We will assess the age and condition of these components and provide a report to be filed with your insurance company.
Uniform Wind Mitigation Verification
Florida provides significant discounts on your homeowner’s insurance after an accepted uniform wind mitigation inspection. Our licensed professionals will confirm that your home is constructed with features that mitigate damage caused by high winds and fill out a certified OIR-B1-1802 form to be submitted to your insurance company. A uniform wind mitigation verification can assist you in obtaining homeowner’s insurance and help you save money on premiums.
On older homes, a thorough roof inspection is carried out to assess the rooftop’s current condition and uncover any deficiencies. This inspection determines your roof’s life expectancy and that all components of your roof are in good condition. Pictures are taken from several vantage points, and a roof certification report will be provided to help you acquire homeowner’s insurance.
- Roof: Vents, Flashings, Trim, Gutters, Downspouts, Skylights and Chimneys
- Attic: Insulation and Ventilation
- Exterior: Structural Components, Siding, Windows and Doors
- Eaves, Soffits and Fascia
- Decks, Porches, Walkways and Railings
- Grading and Drainage
- Basement, Foundation and Crawl Space
- HVAC System: Heating and Cooling Units, Venting and Distribution
- Plumbing System: Water Heating Units, Fixtures, Faucets and Traps
- Electrical System: Paneling, Breakers, Fuses, Receptacles, Wiring and Service Lines
- Interior: Built-In Appliances, Stairs, Ceilings, Walls, Floors and Fireplaces
- Attached Garages
ADDITIONAL Inspection Services
11-Month Home Warranty Inspection
As the owner of a newly built home, you are covered under a one-year builder’s warranty. Having your home inspected during the 11th month of occupancy allows you to address issues with your builder before the expiration of your warranty. Make sure you take advantage of the coverage your builder’s warranty provides before you have to incur the cost of having to make major repairs yourself.
Have the smaller spaces on your property, such as detached garages, inspected when you bundle this service with a complete home inspection.
Alleviate the stress of selling your home with a certified pre-listing inspection. This inspection identifies deficiencies with your home before you put it on the market for sale, so you can prioritize your home repair addendum or place a value on its existing condition. Take advantage of the unique Create Request List™ (CRL™) during real estate transactions to ensure that you have the power to make sure that necessary repairs are made before you show the home to prospective buyers, whose own home inspector could find the defects during their inspection.
Construction Progress Inspection
During the building process on your new home, a construction progress inspection guarantees that construction on your home exceeds industry standards and is up to code. An unbiased inspection at one of three phases of construction (pre-slab, pre-drywall or pre-final walkthrough) ensures that workmanship is performed properly and that any defects can be addressed before becoming inaccessible after construction is complete. Construction progress inspections can be performed during each phase of building or just before construction is finalized prior to your builder’s walkthrough inspection. Make sure the home you’re building is structurally sound from start to finish with a construction progress inspection.